When your workplace offers you benefits, sometimes it can be easy to forget about them and let them fall to the wayside. However, taking time to utilize the benefits you have can improve your work experience and your life. Some benefits are better than others, so make sure you prioritize the benefits that are going to have the biggest positive impact on your life.
As a working parent, one of the hardest things you have to do is figure out how your kids will get care throughout the day. Paying for child care can be incredibly expensive, and those costs add up over time. If your employer offers you any kind of childcare reimbursement, it is important that you take action to utilize that payment.
With the help of your child care benefit, you can save money and help the work you do to go further for your family. Make sure you thoroughly understand the reimbursement policy so you can get everything you need.
Health Savings Accounts
In addition to your healthcare benefits through insurance, you may also have access to a health savings account. These accounts are tax protected, and often your employer will actually match your contributions.
You can use the money from your HSA to pay for any health expenses. In fact, dental expenses also qualify to be used by HSA funds. This allows you to save up for possible medical emergencies without having to deal with additional tax expenses on top of your medical expenses.
Paid Time Off
Depending on the company you work for, the culture surrounding PTO can vary from place to place. But it is important that when you have PTO, you actually use it. By taking time off, you can take a chance to reconnect with your family and decompress from all the work you have to do. You will likely actually experience an increase in productivity after you return from your trip as well. Using PTO is important, and it gives you an opportunity to keep your eye on the most important things in your life.
When you are offered job benefits, you should use them. By using your benefits, you show your employer that they are valuable to you and increase the likelihood that you will receive more benefits in the future. Remember, your benefits are part of your compensation, so you deserve to actually use them.
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